Most let you do this online, though some issuers, like Capital One and Chase, do not. After reading back the code to him once received, he processed the verification and voila! However, if you are approved there is a way for existing Chase cardholders to see this online. If you would like to apply, visit our. Anyway I found this site and kept it open until this morning. I have a medical collection from 2012 for an emergency surgery.
Applied on-line and received the needs further review notification. If you have too many recent inquires on your credit, it could also be reason for denial. She offered to do a recon which I agreed to. This was my status when my card was approved: This is what you will see if your application status is pending: Denied or Decision Still Pending? If you receive this message all it means is that your application is being processed. What if Chase recon denies me? I have actually never used this online feature.
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. I followed your advice and she reconsidered, after I was able to explain my situation in detail. Why is it not already linked up? The bottom line is, reconsideration lines are your chance to both humanize and rationalize your application. Horrible experience, but glad it finally got resolved. Pro Tip: Walk into your local Chase branch and ask if there are any pre-approved offers associated with your social security number. First I got a letter from the fraud department that said I they had to verify some info.
Is this still a good recon number for Chase? Fourth Reward Night Free Free reward night when you redeem points for any stay of 4 or more nights. This helped the representative understand my situation. Every time I heard the same feedback: pending further review. Is this a good sign, I faxed my electric bill the very next morning. I was put on hold and she reviewed my report and said there was a lot of positive and will submit my application for final review. If you wait, the automated system may approve you. Once authenticated, an automated message will tell you the status of your credit card application.
But you can do it over the phone. She said they would send me a letter with their decision in a couple of weeks. If that happens, I would just hang up, especially if you feel yourself freaking out it happens. Also, be prepared to fax any requested documents to the analyst. Anyone have experience like this? I finally called on Monday and follow the script. Thank you for this post!! The goal here is to show Chase that you had a legitimate need or desire to open up a new Chase card or multiple cards so that they will reverse their decision and approve you for a card. Thank you so much for the great information provided.
Asked me a few questions and sent me over a text with a code to read back to them while I was on the phone. Called the number listed in the article on Monday, followed the script, they said they were sending me a letter requesting additional documents that I would have to wait 5 days for, I was travelling towards the end of the week and hoping to expedite the process. The cost for the points purchased is non-refundable. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Find out more about it. It took me 2-3 hours to decide if I had to call the reconsideration line or not.
Chase does have an automated system that allows you to check the status of your application over the phone. Is this a sign that I would get denied? Tip: Alternatively, you can also sign up for some Chase cards. Here is my search question that brought me to your web page: Why did chase bank tell me i have to wait up to 30 days to see if im approved or not for a credit card? Tell the representative that you recently applied for a credit card and would like an update on the status. Note that reconsideration success seems to vary drastically between issuers, and some issuers may only reconsider applications that contained an error of some kind. In some ways, a limited credit history is the easiest denial reason to explain during reconsideration, especially if what payment history you do have is all positive.
And no limit to how much is matched. There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. Applied for both Southwest and Hyatt last week and instantly approved for 9k limits on each. Editorial opinions expressed on the site are strictly our own, and are not provided, endorsed, or approved by advertisers. There's no need to wait for a higher sign-up bonus to apply.
I wanted to see if I could help answer any questions in efforts to facilitate the process. Tip: Best travel card: Chase Sapphire Preferred is one of the best travel rewards cards. Individual hotel's cancellation policy applies to the use of the Anniversary Free Night. You have a couple options, first check the status online. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. Eventually, you will hopefully receive a message like the one below! Regarding Comments: Neither this post, nor the comments, are provided by the Issuing bank, or any other advertiser.